I know it may seem strange, but right now is the best time to start planning for Christmas 2013! Gather up your receipts and evaluate your spending for this Christmas. Decide now how to budget for next year, or if you need to make any changes to your spending.
Photos
Piles of paper (receipts)
Planning notebook and pen
You, planning – writing or handling receipts (use your timer!)
Journaling
How did you do this year – did you stay on budget?
What do you want to do differently in 2013?
Are you making any immediate budget adjustments?
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Every day from November 23 until December 31 we’ll have a fun journaling and photo prompt to help jumpstart your creativity and help you complete an album that showcases this very special time of year! See all of our December Daily posts here.
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